Christian, Kravitz, Dichter & Johnson
2700 N. Central Avenue, Suite 1200
Phoenix, Arizona 85004
P: 602-792-1700
F: 602-792-1710

8985 S. Eastern Avenue, Suite
200 Las Vegas NV 89123
P: 702-362-6666
F: 702-992-1000

Pollution Exclusion

The CGL Policy Exclusion for Pollution More...

Automobile Insurance Options

Standard automobile insurance policies provide both required and optional coverages. In most states, auto policies must contain liability insurance that provides for payment of damages caused by the policyholder. Coverage for damages to the policyholder's auto normally is not required (although it is purchased by most automobile owners). More...

CGL Policy Exclusions
Comprehensive general liability (CGL) policies insure policyholders against losses from being found liable for personal injury or property damage suffered by another person or business. More...

Unfair Claims Settlement Practices Act
When an insured or a beneficiary submits a claim to an insurer, the insurer has a duty to respond and to do so in a certain manner. The Unfair Claims Settlement Practices Act (UCSPA), a model act adopted in over 40 states, provides industry guidelines for the insurer to follow when paying or denying claims. In general, the UCSPA requires the insurer to act promptly and fairly in response to a claim with a reasonable basis for any denials. More...

The Appraisal Clause in Insurance Policies
Fire insurance and many other kinds of insurance policies contain appraisal clauses. Such clauses are included in form fire insurance policies required by state insurance regulators and are included in various other policy forms covering losses to property. More...